License Reciprocity


License Reciprocity

The Kentucky Real Estate Commission ended the policy of license recognition on December 16, 2019, with the new regulations allowing for license reciprocity. The Kentucky Real Estate Commission is currently negotiating reciprocal agreements with individual states. Kentucky REALTOR® Institute, your source for education, will update this page as announcements are made on new agreements. Below are the requirements to obtain a Kentucky real estate license through reciprocity, specifically with Ohio as this is the first and currently the only state that has created an agreement with Kentucky to date. To view the Kentucky-Ohio reciprocity agreement, click here.

Tenessee sent over a proposed agreement to KREC for review. There should be more information about the agreement at the next KREC meeting which will be in December.

9.17.2020 KREC MEETING

  • South Carolina
  • Tennessee
  • Indiana

**Please note, KREC is only in talks with these states, it could take many months for these agreements to be put in place if they come up with terms agreed on by both states. Additionally, the education aspect with development and approvals may take many more months. Make sure to check back for more updates on the agreements and progress KRI is making on developing new license reciprocity courses.

Ohio Reciprocity Requirements
Sales Associate:
Applicants must have an active Ohio salesperson license for at least one (1) year immediately preceding the time of application. Applicants must affiliate his/her Kentucky license with a principal broker who holds a Kentucky broker license. Applicants must complete the 40-hour reciprocal license law course and submit fingerprints for a national criminal records check prior to scheduling the reciprocal license exam. Once licensed in Kentucky, the licensee must adhere to all Kentucky licensing requirements, including completing forty-eight (48) hours of post-license education courses within the first two (2) years of obtaining a license.


Applicants must have an active Ohio broker license for at least two (2) years immediately preceding the time of application. Applicants who wish to be a principal broker in Kentucky must have an escrow account at a bank located in Kentucky as well as a definite place of business located in Kentucky (“virtual” offices and P.O. Boxes are not acceptable). Applicants who wish to be affiliated with a principal broker must affiliate with a principal broker who is licensed in Kentucky. Applicants must complete the 40-hour reciprocal license law course and submit fingerprints for a national criminal records check prior to scheduling the reciprocal license exam. Once licensed in Kentucky, the licensee must adhere to all Kentucky licensing requirements including completing annual continuing education.


Kentucky to Ohio Course Information
Active Kentucky licensees that want to obtain their license in Ohio, are required to take an Ohio 40-hour real estate law program in support of license reciprocity. You can find information on the required education, from the Ohio REALTORS as they partner with the Ohio Association of Community Colleges (OACC). Contact information for them can be found by clicking the link here. Make sure you read the Kentucky-Ohio reciprocity agreement, at the top of this page, for any additional requirements.

Ohio Reciprocity Course Information

​Kentucky REALTOR® Institute has a 40-hour reciprocal license program that is approved by the Kentucky Real Estate Commission (KREC). This course is for Ohio sales associates or brokers that currently have an active real estate license in Ohio, that are wanting to get their license in Kentucky.

This program covers Kentucky specific license laws, regulations and statutes. In addition to Kentucky Real Estate Commission Rules, Ethics, Disciplinary Actions or Complaints, Disclosures, RESPA, Agency and Duties to Clients, Fair Housing, Contracts & Offers, Advertising & Marketing, Loans & Taxes and other topics associated with practicing real estate in Kentucky. Additionally, this course addresses issues specific to obtaining a license through reciprocity pursuant to the agreement between Kentucky and Ohio.

The course includes a project that consists of two case studies, one for the buyer and one for the seller. You will need to understand which Kentucky forms are to be completed on the selling side and which forms are to be completed on the buying side. A course final exam is required and can be taken at our office in Lexington or with our online proctoring service. The Final Exam is NOT the licensing exam. Once you complete and pass the final exam, KRI will provide you a certificate of completion with instructions to getting fingerprints done allowing you to then sit for the reciprocity licensing exam. You have one (1) year to complete the entire program (including the final exam). Technical Support is available if needed. You will have a local instructor available for any assistance on course content questions.

By registering for our program, you agree to our terms and conditions. Please read through all the information carefully to familiarize yourself with the KRI policies and procedures including refunds.

Ohio Reciprocity Package (40 Hours Online)
Includes Kentucky REALTOR® Institute's Law Manual and shipping


Ohio Reciprocity (40 Hours Online)
Online Course Only


  • Enrollment: You will be enrolled in the course within 1-2 business days from the date of purchase. You will receive an email with login information at the email address associated with your user account. Please check your spam folder if you don't receive the email within 3 business days. You can start the online course as soon as you receive your enrollment email. Please note: if you purchased the package option, the KRI Lawbook is only supplemental; you can start the online course as soon as you receive your enrollment email.
  • Shipping: If you choose the course option only, there is no textbook. If If you choose the package option, you will receive the Kentucky Law Book with two weeks of enrollment. If you didn't, but would still like to purchase, that can be purchased here.
  • Access: Access to the course is available for one (1) year from the date of enrollment and accessible 24/7. You may review and retake any portion of the course you have completed within your 1-year timeframe – even after you have received your certificate of completion. Online courses are tracked by the online learning platform. Course work and seat time is recorded and timestamped in the system. You may log in/out of the online course at any time. Your work will be saved each time.
  • Compliance: To be in compliance with KREC, you will be required to complete all course work, course affidavit, evaluation as well as take and pass a proctored final exam.
  • Final Exam: The final exam is taken once all course work is completed. A final exam score of 75% or greater is required to pass and with three (3) total attempts allowed. The exam consists of 75 multiple-choice questions.
  • Certificate: A completion certificate will be emailed within 10 business days of completion of passing the final exam, and all it's requirements, to the email address you registered with.
  • Course Cancellation Policy: If you drop out of the course within 7 days of purchase, you will receive a partial refund. At that time, 75% of total registration fees paid will be refunded, only if no more than ½ the course was completed. Beyond 7 days, no refund is available. If you purchased a KRI License Lawbook within a package, you are not required to mail back the book, but shipping will be deducted as well. Re-entry into the program would require registering for the courses at full price. To review our Policies & Procedures, click here.
  • Course Instructor: You have a course instructor available to you while you are enrolled in this course. The instructor's information is provided to you in the welcome email that is sent with your access information for the course, as well as in the course catalog that is located inside the course.
  • Technical Support: Technical Support information is provided to you in the welcome email that is sent with your access information for the course, as well as within the course.
  • KRI Support: For any questions outside of content and technical questions, please email

Please Note: A criminal conviction may prevent an applicant from qualifying for licensure under KRS 324.045. Per Kentucky law, students are not allowed to complete more than 9 hours of coursework per day. It's the students' responsibility to track their hours. Please contact KRI with any questions.

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Tech Support & Content Questions
: Technical support and your instructor's information is in your welcome email.
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